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  Frequently Asked Questions
 
 
Most Commonly Asked Questions

 What's the value of my case?
 How will you inform me about my case?
 When should I expect a settlement?
 Will I deal with anyone except my attorney?
 Who will answer my questions?
 Should I handle the property damage claim on my own?
 What if the other driver has no insurance?
 What happens if I file for bankruptcy?
 Can the firm lend me money?
 Who pays for the costs of litigatin on my case?
 Can I discuss my case with the insurance company or their agents directly if they contact me?




What's The Value Of My Case?
   It is very difficult to estimate the value of your case at its early stages. Until we have conducted a full investigation of your case and have obtained the necessary materials concerning the liability issues and injury issues pertaining to your case, we cannot accurately estimate its value. However, as soon as sufficient information have been gathered, we will be able to provide you with a reliable estimate.

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How Will You Inform Me About My Case?
   We see to it that we keep you informed about any important happening or development in your case or to periodically give you an updated status of your case. We give importance to maintaining an open line of communication with our clients. Although we may not be able to discuss your case on a daily basis, we strive to return the calls that make you make to our office either the same day or at the latest, the next day. You can be rest assured that we are vigorously pursuing your matter, even in periods that we have not been able to communicate. You can be secure that your needs as a client is our top priority. Your need to be updated is taken very seriously and your calls shall be promptly returned.

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When Should I Expect A Settlement?
   We cannot adequately commence negotiating your case until your medical treatment is complete and we have secured all the medical records and bills pertaining to your accident. At the initial stages of your case, it is futile to worry about your settlement. Instead, you should focus on completing your treatment program with your doctor and recovering from your injuries. We shall promptly gather all the pertinent medical records and commence with the negotiation of your claim as soon as your treatments are over or we have a clear understanding of the severity and extent of the injuries that you have sustained. We are very steadfast and aggressive in negotiating our clients� claims. It is difficult to estimate the exact time, however, as the case progresses we can present you with a time frame for the final settlement of your claim, depending on the extent of your physical injuries and loss. You will be informed as we proceed with your case and engage in settlement discussions.

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Will I Deal With Anyone Else Except My Attorney?
   We employ adequately trained and equipped legal assistants to work with our associates on your case. These qualified assistants will help us in processing your case to a speedy resolution. Your case will usually be assigned to one assistant who will closely monitor your case and work with your attorney.

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Who Will Answer My Questions?
   We strive to answer your questions promptly. If your attorney is not in or available when you call, ask for your legal assistant. If the legal assistant cannot respond to your question or if you need to discuss your matter directly with the attorney, leave a message for him or her, and your call will be returned by latest the next day.

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Should I Handle The Property Damage Claim On My Own?
   No, we prefer that you let us handle everything for you. This is also for the best of your interest. You have to be careful in discussing your property damage claim with the insurance adjuster directly. If we settle your property damage claim with your own insurance company, do not be alarmed since your insurance company will make a claim against the responsible person's insurance company and reimburse you for the deductible. This will not increase your insurance rate if you were not at fault. This is part of the service that you pay for when you buy a policy with collision coverage.

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What If The Other Driver Has No Insurance?
   In such a case, the other driver is an "uninsured motorist". In the event you have an �uninsured motorist� or �med pay� coverage under your policy, you will be compensated for your medical bills and/or pain and suffering to the extent and type of your own coverage. We strongly recommend purchasing both �uninsured motorist� and �med pay� coverage.

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What Happens If I File For Bankruptcy?
   If you are contemplating about filing for bankruptcy, please contact our office before taking any action. Your personal injury proceeds may be part of your assets in any bankruptcy action. Since a bankruptcy action can affect your personal injury case, be sure to consult us first to avoid jeopardizing your claim.

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Can The Firm Lend Me Money?
   We strive to bring your claim to a speedy resolution and will advance the costs of the legal action. However, we cannot loan you money. The laws in most states hold that it is illegal for an attorney to lend money to a client in relation to a case. If you are receiving letters from collection agencies for your medical bills, we will be happy to notify them and explain that you have a personal injury action pending. We will try to ask for more time or defer payment until you receive your settlement on a lien basis.

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Who Pays For The Costs Of Litigation In My Case?
   There are various charges which will be accrued as we are preparing your case. Police or sheriff departments typically charge for a copy of the accident report; physicians bill us for preparation of their medical reports; other incidental costs of this kind accrue as well. Other costs may also include bills from court reporters, expert witnesses, and others. We will advance these costs and we ask for a reimbursement of these costs only if we win or settle your case.


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Can I Discuss My Case With The Insurance Company Or Their Agents
   No, it is crucial that you refrain from discussing your case with either your own insurance company or the insurance company for the responsible party. Your statements may be used as evidence against you. All communications must go through our firm. If they need to take a statement, it is very important that we are present during the statement and you have been adequately prepared for it. If you are contacted directly, politely ask them to contact your attorney without giving them any other information.

   We hope that these common questions and answers have satisfied your inquiry. If not, please enter your email here or call us at (866) 325-4LAW or (866) 325-4529, and we will be more than happy to provide you with additional information about your specific inquiry.



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